What Is Medicare and How Does It Work?

Medicare is a federal health insurance program for individuals aged 65+ or under 65 with certain disabilities. It provides essential coverage but doesn’t pay for everything,which is why many choose additional coverage.

The Four Parts of Medicare

Part A (Hospital Insurance)

Covers hospital stays, nursing care, hospice.

Part B (Medical Insurance)

Covers doctor visits, outpatient care, preventive services.

Part C (Medicare Advantage)

All-in-one alternative to Original Medicare (see Article 2).

Part D (Prescription Drug Plan)

Covers medications. Available as a standalone plan or within Medicare Advantage.

The Four Parts of Medicare

Part A (Hospital Insurance)

Covers hospital stays, nursing care, hospice.

Part B (Medical Insurance)

Covers doctor visits, outpatient care, preventive services.

Part C (Medicare Advantage)

All-in-one alternative to Original Medicare (see Article 2).

Part D (Prescription Drug Plan)

Covers medications. Available as a standalone plan or within Medicare Advantage.

Enrollment Periods

  • Initial Enrollment: 3 months before and after your 65th birthday.

  • General Enrollment: Jan 1 – Mar 31.

  • Special Enrollment: Based on life events like losing job coverage.

Your Options with Constant Health Group

At Constant Health Group, we offer:

  • Free consultations to compare Medicare Advantage vs. Medigap

  • Standalone Part D prescription drug plans

  • Help enrolling in Original Medicare through Social Security

  • Ongoing annual reviews to make sure your coverage still fits your needs

📞 Call us at (561) 287-1836 to schedule your Medicare review today.

Amanda Okyn is your trusted Medicare expert, committed to making Medicare simple and stress-free through honest guidance, personalized plan recommendations, and ongoing support—at no cost to you. Contact Amanda Okyn at aokyninsurance@gmail.com or call (561) 287-1836, or visit 1133 SW 4 St, Boca Raton FL 33486 for a friendly, no-obligation consultation to explore your Medicare options and find the right coverage for your needs. By using our services, you agree to our Terms & Conditions and Privacy Policy.

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